Buy Now, Pay Later (19.9% APR representative)
Our buy now, pay later service allows homeowners to get their windows and doors today without paying a single penny for the first year. You can still renovate your home, even if you’re tied down with current expenses.
If settled in full within the 9 month deferral period then there is no interest to pay, however a £29 administration fee will apply. This means that you would pay the amount of credit plus the administration fee. If the loan is not settled in full within the deferral period then the following would apply in the given representative example, where interest would become payable at 19.9% APR:
Representative Example: Cash Price: £7,500, Deposit: £1,875, Amount of Credit: £5,625, Duration of Agreement: 129 months (includes 9 month deferral period). 80 monthly repayments of £137.87 at a rate of interest: 19.9% APR representative. The total amount payable is £12,904.60 (includes the £1,875 deposit).